OWNER OF ADVOCATE COMPANY (ADVOCATE LICENSE #1201) WWW.KOSTANDYANPARTNERS.AM «KOSTANDYAN & PARTNERS» LLC YEREVAN ARMENIA • Negotiating drafting agreements • Handling of court cases • Preparations of opinions on legal issues (including for international organizations) • Specialization in copyright labor business and banking law • Investigation research and drafting agreements in English Russian and Armenian languages 05.2012 - present SENIOR LEGAL ADVISER VTB-ARMENIA CJSC BANK YEREVAN ARMENIA • Legal revision of submitted documents to their conformity with Armenian legislation and possible legal risks • Preparation of legal opinions on both Armenian and Russian languages • Negotiations with clients on both Armenian and Russian languages • Implementation of advisory functions to the Credit Department (analyzing pledges/mortgages and loans agreements with regards to legal risk) and giving final resolution with regard to legal risks of the loan and proposed pledges • Revision and identifying legal risks regarding pledges/mortgages agreements for the Branches. Signing of the pledges/mortgages agreements (putting visa) – agreements both in Armenian and Russian versions • Preparation of different types 04.2008 - 04.2012 LEGAL ADVISER “PROCREDIT BANK - Armenia” CJSC Yerevan Armenia • Legal revision of submitted documents to their conformity with Armenian legislation and possible legal risks • Preparation of legal opinions on Armenian and English languages • Negotiations with clients on both Armenian and English languages • handling & following up litigation process (in Enforcement Officer’s as well) - more than 100 court cases (including preparation of all kind of petitions claims as well as claims regarding division of property claims bankruptcy claims inheritance acceptance cases) • Implementation of advisory functions to the Credit Risk Department (analyzing pledges/mortgages and loans agreements with regards to legal risk) and giving final resolution with regard to legal risks of the loan • Revision and identifying legal risks regarding pledges/mortgages agreements for the Branches. Signing of the pledges/mortgages agreements (putting visa) – both in Armenian and English versions • Preparation of different types of contracts and supplementary legal documents • Secretary of the Directorate Sessions of the Directorate of the Bank (with the following preparation all relevant documents and proceeding with signatures procedures) – all documents of the Directorate were prepared in Armenian-English languages 03.2004 - 06.2007 LAWYER “INECOBANK” CJSC Credit Department Head of Contractual Subdivision Yerevan Armenia • Legal revision of the presented documents to their conformity with Armenian legislation • Legal revision of the presented legal documents for providing a loan • Making all necessary steps for the documents to be truly certified • Implementation of the management of the Subdivision • Preparation of the contracts and other necessary documents for providing a loan • Maintaining the archive of the Credit Department • Management of the repayment of the loans